Skip to content
cash-vision

Have Questions? We've Got the Answers

Find answers to all your queries about mortgages and taxes in the Netherlands.

banner-img

general tax-questions


What services do you offer for tax preparation?

We offer comprehensive tax preparation services, including individual and business tax returns, tax planning, and advisory services to ensure compliance with the latest tax laws and regulations.


How do I know which tax forms I need to file?

The forms you need depend on your income sources, filing status, and specific deductions or credits. During our consultation, we'll determine the appropriate forms for your situation and handle the filing process for you.


When are taxes due?

The typical tax deadline for individuals and businesses is from the first of March till the first of June. We'll keep you informed about deadlines and ensure timely filing.


Can you help with past due taxes or tax problems with the IRS?

Yes, we specialize in resolving tax issues, including past due taxes, IRS audits, and tax debt settlements. We can negotiate on your behalf to reach the best possible outcome.


tax planning-and-strategy


Do you offer tax planning for businesses?

Yes, we provide tailored tax planning services for businesses, including small businesses and corporations. Our goal is to optimize your tax position and align it with your business objectives.


What are the benefits of tax planning?

Effective tax planning can help you save money, avoid surprises at tax time, and ensure compliance with tax laws. It also allows you to make informed financial decisions throughout the year.


tax deductions-and-credits


What deductions can I claim on my tax return?

Common deductions include those for mortgage interest, charitable contributions, medical expenses, and student loan interest. We'll review your financial situation to identify all eligible deductions.


What is the difference between a tax deduction and a tax credit?

A tax deduction reduces your taxable income, while a tax credit directly reduces the amount of tax you owe. Both can lower your tax bill, but tax credits are generally more beneficial.


Can I claim deductions for home office expenses?

Yes, if you use part of your home exclusively for business purposes, you may be eligible for home office deductions. We'll help you determine if you qualify and calculate the appropriate deduction.


mortgage basics


What types of mortgages do you offer?

We offer various mortgage options, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and more. We'll help you choose the right mortgage based on your financial situation and goals.


How do I qualify for a mortgage?

Qualification depends on factors such as your credit score, income, debt-to-income ratio, and employment history. We'll guide you through the process, helping you understand the requirements and improve your chances of approval.


What is the difference between a fixed-rate and adjustable-rate mortgage?

A fixed-rate mortgage has a consistent interest rate and monthly payment throughout the loan term, while an adjustable-rate mortgage (ARM) has an interest rate that can change periodically based on market conditions.


mortgage application-process


What documents do I need to apply for a mortgage?

Common documents include proof of income (e.g., pay stubs, tax returns), proof of assets (e.g., bank statements), credit reports, and identification. We'll provide a detailed checklist during the application process.


How long does it take to get approved for a mortgage?

The approval process can take anywhere from a few days to a few weeks, depending on the complexity of your financial situation. We'll keep you informed every step of the way.


Can I get pre-approved for a mortgage?

Yes, we offer mortgage pre-approval services, which can give you a clearer idea of how much you can borrow and make you a more competitive buyer in the housing market.


mortgage refinancing


What is mortgage refinancing?

Refinancing involves replacing your current mortgage with a new one, often to secure a lower interest rate, reduce monthly payments, or change the loan term. We can help you determine if refinancing is a good option for you.


When should I consider refinancing my mortgage?

Consider refinancing if interest rates have dropped, your credit score has improved, or you need to access equity in your home. We'll evaluate your situation to see if refinancing makes financial sense.


What are the costs associated with refinancing?

Refinancing typically involves costs such as application fees, appraisal fees, and closing costs. We'll provide a breakdown of the expenses and help you weigh the benefits against the costs.


footer-image